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WELCOME TO NDLOVU FINANCIAL SECURITY COMPANY SERVICES JUST FOR YOU ! WHAT'S NEW ? CONTACT FAVOURITE LINKS GALLERIES GETTING MORE HIGH TECHNOLOGY

Need to Know

The General Assembly removed the sunset provision in the Reverse Mortgage Act to allow reverse mortgages to continue to be an option in North Carolina.
The General Assembly increased the homestead exemption tax rule to exempt the first $20,000 in tax value of a residence occupied by an elderly or disabled owner whose annual income is not more than $15,000.
The General Assembly repealed the Intangibles Tax in 1995.
The General Assembly eliminated the state Inheritance Tax, effective January 1, 1999.
The General Assembly repealed the state sales tax on food, effective May 1, 1999.
The General Assembly agreed to refund certain taxes paid by government employees and not to tax the pensions of any government worker who had five years of service by August 1989.

All About Your Success !

The Company cautions that a number of important factors could cause actual results to differ materially from the plans, objectives, expectations, estimates and intentions expressed in forward-looking statements made by the Company. These factors include: (i) changes in capital requirements or other criteria of securities rating agencies applicable to financial guaranty insurers in general or to NDLOVU specifically; (ii) competitive forces, including the conduct of other financial guaranty insurers in general; (iii) changes in domestic or foreign laws or regulations applicable to the Company, its competitors or its clients; (iv) changes in accounting principles or practices that may result in a decline in securitization transactions; (v) an economic downturn or other economic conditions (such as a rising interest-rate environment) adversely affecting transactions insured by FSA or its investment portfolio; (vi) inadequacy of reserves established by the Company for losses and loss adjustment expenses; (vii) temporary or permanent disruptions in cash flow on NDLOVU-insured structured transactions attributable to legal challenges to such structures; (viii) downgrade or default of one or more of NDLOVU’s reinsurers; (ix) the amount and nature of business opportunities that may be presented to the Company; (x) market conditions, including the credit quality and market pricing of securities issued; (xi) capacity limitations that may impair investor appetite for FSA insured obligations; (xii) market spreads and pricing on insured credit default swap exposures, which may result in gain or loss due to mark-to-market accounting requirements; (xiii) prepayment speeds on NDLOVU-insured asset-backed securities and other factors that may influence the amount of installment premiums paid to NDLOVU; (xiv) changes in the value or performance of strategic investments made by the Company; and (xv) other factors, most of which are beyond the Company’s control. The Company cautions that the foregoing list of important factors is not exhaustive. In any event, such forward-looking statements made by the Company speak only as of the date on which they are made, and the Company does not undertake any obligation to update or revise such statements as a result of new information, future events or otherwise

INVESTMENTS

NDLOVU Global Investment Group
NDLOVU Global Investment Group (NDLOVUIG) comprises a group of international investment advisor companies, which provide advice, investment products and asset management services to clients around the world. AIGGIG is a worldwide leader in asset management, with extensive capabilities in equity, fixed income, hedge funds, private equity, and real estate.

Private Equity Investments
NDLOVUIG offers investors a wide range of global private equity strategies, including leveraged buyout, venture capital, and direct and secondary investments with regional and sector diversification. Our private equity professionals focus on fundamentals and seek to preserve capital while seeking to achieve consistent results.

Real Estate Investments
NDLOVU Global Real Estate Investment Corp. (NDLOVU Global Real Estate) invests in and actively manages real estate around the world for unaffiliated investors and NDLOVU member companies.

Equity
NDLOVUIG's equity team offers our clients both breadth and depth, through an extensive range of active equity investment strategies that span geographies, market capitalization, industry sectors and investment styles.

Hedge Fund Investments
NDLOVUIG's Hedge Fund Strategies Group provides advice and asset allocation related to hedge fund managers and separate account investments. As a significant and experienced investor in hedge funds, NDLOVUIG has been managing its multi-manager strategy for over 20 years

Fixed Income

The overarching investment objective of NDLOVU's fixed income area is to seek consistent risk adjusted returns with low volatility. As one of the dominant firms in the global fixed income market, NDLOVU has a presence few can match. Our size and market presence, combined with our investment approach and philosophy, enables us to bring both tremendous opportunity and bottom line results to our clients.

Retirement

NDLOVU Retirement Services